Products & Services

As your possibilities with Prospera are virtually limitless, it’s only fitting that our product line is, too. Today’s clients have become more sophisticated. Their options have grown. They demand more from their financial advisors. They want Wealth Management and often prefer asset-based fee structures to traditional commission charges. From “Fee-only” Financial Advisors seeking leading-edge options for your clients to commission-based Financial Professionals starting to transition your clients to fee-based management, it’s crucial for advisors to offer the innovative, flexible and forward-thinking account choices and advisory tools that clients demand—and we provide.

Through our partnership with First Clearing¹, and Pershing LLC – a NYSE member and subsidiary of The Bank of New York Mellon Corporation, both you and your clients can expect and receive outstanding service, access to industry expertise, competitive lending and banking products and support for all of our products and services—giving you an edge in helping yourself and your clients reach short and long-term goals.

Prospera provides advisors with an expansive product line including:

  • Annuities
  • Annuity Intelligence Report
  • Cash Management Services
    • Advantage Account
    • Corestone Account
  • Envestnet
  • Envision
  • Equities
  • Growth Accelerator™
  • High Net Worth Planning Team
  • Income Illustrator
  • Life Events Services
  • Life Insurance
  • MoneyGuide Pro™
  • Morningstar Annuity Analyzer
  • Mutual Funds
  • NaviPlan®
  • Online Access
  • Research
  • Trading Solutions
  • VIP Programs

Advisory Services

  • Wrap Products
  • ETF Advisory
  • Mutual Fund Advisory
  • Separate Accounts
  • Client Directed
  • FA-Directed
  • Internally Managed Tactical Models (PFS Models)

Lending Services

  • Business Financing
  • Commercial Industries Excluded From Business Loans
  • Custom Line of Credit
  • Foreign Exchange Services
  • Home Equity
  • LoanAdvance Account
  • Margin (Command Credit Line)
  • Mortgage
  • Secured Prime Line of Credit Collateral
  • Securities-Backed Lending
  • 1031 Like-Kind Exchange

Alternative Investments

We perform extensive due diligence and select products we believe are top quality, non-traditional investments such as:

  • BDC’s
  • Energy
  • Hedge Funds
  • Managed Futures**
  • Oil & Gas
  • Private Equity
  • Real Estate
  • 1031 Exchange Programs

** Prospera requires advisors to have a Series 3 or 31 and be a member of the NFA prior to selling all managed futures.

Fixed Income Services

With over 25 years of experience, our fixed income desk professionals will assist you in helping your clients achieve many different investment goals, including: income generation, portfolio diversification and even growth by investing in fixed income products.

Our competitively priced, taxable and tax-exempt fixed income products include:

  • Agency Securities
  • Equity & Index-linked Investments
  • Mortgage-backed Securities
  • Municipal & Corporate Securities
  • US Treasuries

Insurance Services

The Prospera Financial Services Life Insurance and Annuity Services Center is a sophisticated online platform where you can access the information and resources you need—when you need it.

  • Disability Insurance
  • Index Universal Life
  • Long-term Care
  • Term Life
  • Universal Life
  • Variable Universal Life
  • Whole Life